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Business Term Loan, Predictable Payments You Can Plan Around
A fixed payment on a set schedule, matched to your cash flow, so you always know exactly what’s due and when.
Built for how you actually operate
Same payment, every time
One number, entered into your budget once. No variable rates creeping up on your slow months.
Terms built around your revenue
Your advisor matches the term length to your actual cash flow, not to a one-size-fits-all grid.
Early payoff pays off
No prepayment penalties — pay early and reduce your total cost.
A good fit if…
- You budget to the dollar and want zero payment surprises
- Your revenue is steady enough to commit to a fixed schedule
- You want the discipline of a set payoff date
- You may pay early and want that to save you money, not cost you
See your numbers first
Get your exact payment amount and schedule in writing before you commit.
Check My OptionsSoft credit check only. No fee to apply. No obligation to accept.
From application to funded in about a day
No branch visits, paperwork binders, or weeks of waiting.
Apply online
A brief application with a soft credit check — no impact to your credit score.
Get your decision
We review based on your revenue and growth, then send a clear offer with plain-English terms.
Receive your funds
Accept your offer and funds hit your business account, often by the next business day.
Business Term Loan: Questions, Answered
The details owners ask about most.
Both deliver a lump sum. The term loan is built around fixed, level payments matched to your cash flow; the Small Business Loan is our fastest path to larger amounts with flexible structures. Your advisor will help you pick on the first call.
Yes — and it works in your favor. There are no prepayment penalties, and paying early reduces your total cost.
6+ months in operation, $15K+ in monthly revenue, and a business bank account. We weigh your revenue trend more heavily than your personal credit.
Ready to Move? Go Beyond the Status Quo
Two minutes to apply. Hours to a decision. No hard credit pull, no obligation.
Start Your Application