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Business Line of Credit, Draw What You Need, When You Need It
A revolving credit line from $5K up to $2.5 million. Draw for what comes up, pay interest only on what you use, and reuse it as you pay it down.
Built for how you actually operate
Always-on access
Once approved, draw from your line in a few clicks, no new application every time something comes up.
Pay for what you use
Interest accrues only on your outstanding balance. An untouched line costs you nothing in interest.
Replenishes as you repay
Every payment restores your available credit, so the line is ready for the next opportunity or surprise.
A good fit if…
- Your expenses come in waves — inventory buys, repairs, payroll gaps
- You want a safety net in place before you need it
- You’d rather pay for capital only when you actually use it
- You’re 6+ months in operation with $15K+ monthly revenue
See your numbers first
See your approved line size and rate before you decide anything.
Check My OptionsSoft credit check only. No fee to apply. No obligation to accept.
From application to funded in about a day
No branch visits, paperwork binders, or weeks of waiting.
Apply online
A brief application with a soft credit check — no impact to your credit score.
Get your decision
We review based on your revenue and growth, then send a clear offer with plain-English terms.
Receive your funds
Accept your offer and funds hit your business account, often by the next business day.
Business Line of Credit: Questions, Answered
The details owners ask about most.
A term loan delivers one lump sum with a fixed payoff schedule. A line of credit stays open: you draw only what you need, pay interest only on that, and the credit replenishes as you repay.
Yes. As your revenue grows and you build repayment history with us, your advisor can review your line for increases — often without a full reapplication.
No interest accrues on an untouched line. Your offer discloses any maintenance fees in plain dollars before you sign, so you’ll know the full picture upfront.
Ready to Move? Go Beyond the Status Quo
Two minutes to apply. Hours to a decision. No hard credit pull, no obligation.
Start Your Application