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Small Business Loan, One Lump Sum, One Clear Plan
Borrow up to $5 million with terms up to 24 months, a clean payoff schedule you can plan your growth around.
Built for how you actually operate
Serious capital
Up to $5 million for meaningful expansion — new locations, major inventory positions, acquisitions, big swings.
A clear finish line
A fixed schedule with a known payoff date, plus early payoff options if you get there sooner.
No collateral for most approvals
Approval is based on the health of your business, not on pledging your building or your house.
A good fit if…
- You have a defined project with a price tag on it
- You want a predictable payoff you can pencil into your budget
- You’re 6+ months in operation with $15K+ monthly revenue
- Growth is the priority and waiting has a cost
See your numbers first
Apply in two minutes and see your real amount, term, and total cost in writing.
Check My OptionsSoft credit check only. No fee to apply. No obligation to accept.
From application to funded in about a day
No branch visits, paperwork binders, or weeks of waiting.
Apply online
A brief application with a soft credit check — no impact to your credit score.
Get your decision
We review based on your revenue and growth, then send a clear offer with plain-English terms.
Receive your funds
Accept your offer and funds hit your business account, often by the next business day.
Small Business Loan: Questions, Answered
The details owners ask about most.
Any legitimate business purpose: expansion, equipment, inventory, marketing, refinancing existing debt, or smoothing out a seasonal stretch.
Decisions in as little as 4 hours, and funds typically land within 24 hours of accepting your offer.
No — we use a soft credit check only. A hard pull happens only if you accept an offer that requires one, and we’ll tell you before it does.
Ready to Move? Go Beyond the Status Quo
Two minutes to apply. Hours to a decision. No hard credit pull, no obligation.
Start Your Application